Sorting out Medicare Open Enrollment

Every year, Oct. 15  marks the beginning of Medicare’s annual Open Enrollment season. That means everyone enrolled in Medicare has from that date until Dec. 7 to make changes to their Medicare Advantage health and Part D prescription drug plans for 2024.

Chances are you’ve been seeing plenty of ads about open enrollment already—in your mailbox, on TV, in your email. It’s no fun trying to separate the junk mail from the important communications from Medicare, Social Security, and any other insurer you may have this year. The Office for the Aging can help you sort things out.

What you can do during Open Enrollment

During the Open Enrollment period, you can make changes to various aspects of your coverage.

These are the most significant opportunities:

• You can switch from Original Medicare to Medicare Advantage, or vice versa.

• You can switch from one Medicare Advantage plan to another, or from one Medicare Part D (prescription drug) plan to another.

• If you didn’t enroll in a Medicare Advantage or Part D plan when you were first eligible, you can do so during the Open Enrollment period. Find out more by contacting OFA.

Check your mailbox 

If your current health insurance or prescription plan has made changes to your co-pays, premiums, and/or drug formularies, you should receive a “notice of change” letter from the company this month.

The plan is required to notify you of these changes. Read the entire notice of change and contact your plan administrator with any questions.

You may also receive letters concerning actions you need to take about your eligibility for state and federal assistance programs relating to your health or prescription drug plans or coverage.

If you’ve gotten this far into the article and are thinking “I’m so confused,” you’re not alone.

With Medicare regulations running to hundreds of thousands of pages, even experts can get bogged down. OFA can help you get some clarity as you make your choices for 2024.

We offer free phone and in-person counseling to people with questions about their Medicare plans. This counseling, presented as part of HIICAP (Health Insurance Information, Counseling and Assistance Program), is unique in that it’s non-sales-oriented. HIICAP provides unbiased information.

You can make an appointment by contacting us during business hours at 845-486-2555, or by emailing ofa@dutchessny.gov. Counseling appointments fill up quickly. If we are unable to book an appointment for you, we can put you in touch with other local Medicare counseling alternatives who may have space.

You can prepare for your appointment and learn more about Medicare by looking over OFA’s new Medicare Spotlight for the 2023-24 season, available at www.dutchessny.gov/THRIVE60 and at libraries throughout Dutchess County.

 

Golden Living is prepared by the Dutchess County Office for the Aging, Todd N. Tancredi, director. Email him at ofa@dutchessny.gov.

Latest News

North East inches closer to public hearing on years-long commercial zoning overhaul
North East Town Hall
Maud Doyle

MILLERTON — The North East Town Board held a special workshop meeting on Tuesday, Nov. 4, to finalize a years-long review of its commercial district zoning code — a process that has spanned 100 meetings over four years.

Town officials had hoped the meeting would mark the completion of the most complex phase of the overhaul — approving a final draft of zoning edits to be sent to the Dutchess County Department of Planning and Development for review before scheduling a public hearing.

Keep ReadingShow less
District Attorney details unified surveillance system

The Dutchess County Real-Time Crime Center, which came online over the course of the past year, is being hailed as a first-of-its-kind collaboration between county, state and local law enforcement agencies, District Attorney Anthony Parisi told The News on Friday, Nov. 6.

Real-time crime centers are emerging nationwide as powerful surveillance tools. They link networks of government, business and privately owned security cameras into centralized systems accessible to police. These centers often employ artificial intelligence technologies such as facial recognition, license plate scanning and video analysis that can compress hours of footage into minutes of usable data.

Keep ReadingShow less
Local writer shares veterans’ stories in Malcolm Gladwell’s ‘Medal of Honor’ podcast

Meredith Rollins is the local writer behind Malcolm Gladwell’s Pushkin Industries podcast “Medal of Honor: Stories of Courage.” The series highlights recipients of the nation’s highest military award for bravery, sharing their extraordinary acts of valor and sacrifice. Season two was released this summer and Rollins reveales that a third season is on its way.

Photo by Aly Morrissey

SHARON, Conn. — After 20 years as a magazine editor with executive roles at publishing giants like Condé Nast and Hearst, Meredith Rollins never imagined she would become the creative force behind a military history podcast. But today, she spends her days writing about some of the most heroic veterans in United States history for “Medal of Honor: Stories of Courage,” a podcast produced by Malcolm Gladwell’s company, Pushkin Industries.

From her early days in book publishing to two decades in magazines and later a global content strategist for Weight Watchers, Rollins has built a long and varied career in storytelling.

Keep ReadingShow less
Powder House Road duplexes granted density variances

The Amenia Zoning Board of Appeals voted on Nov. 3 on a resolution allowing area variances for duplexes that were recently constructed at 8 and 14 Powder House Road.

Photo by Leila Hawken

AMENIA — By a vote of 4-1, the Amenia Zoning Board of Appeals approved applications for undersized lot variances for newly constructed duplexes at 8 and 14 Powder House Road.

Following months of consideration, the ZBA took the action at a special meeting on Monday, Nov. 3.An earlier application, withdrawn in 2024, had envisioned multi-family homes, but the current applications had reduced the plans to two-family homes.

Keep ReadingShow less