Who is financially responsible?

I think there is a case being made for every homeowner (and that includes renters) nationwide to start a class-action lawsuit against police departments, municipalities, states and, yes, the federal government for the increase in their home insurance and local and state and federal taxes. The point is, every single person in the USA will be paying more in insurance and taxes next year because, sadly, in just one example, one ill-trained police officer put his knee on a “suspect” and killed him.

Look, the basic fact is that humans have emotions. Ask any insurance adjuster and they will tell you that their evaluation of insurance liability is partly based on human reactions. Insurers assume you want to obey the law and not drive down the street in the wrong lane or set fire deliberately to your own house. Insurers adjust their rates according to how normally compliant the population is. Similarly, the government has long assumed that most people want to obey the law and therefore they only plan on a small percentage needing law enforcement. The government makes assumptions that, when warned of a hurricane, people will heed warnings and get out of the way. In fact, they are quite clear about this: If you chose to stay behind when made to leave, the loss of life is on you, bub.

But human emotions are sometimes less predictable. After 9/11, many people rushed in to help with rescue and support of the firemen and police. Many of these good people have become sick as a result and without the Affordable Care Act’s (ACA)rules of “pre-existing conditions,” many of those would have no health insurance at all. In fact, the ACA caused many insurers to increase rates to “spread the load of pre-existing conditions” patients. Please note, not one insurer lost any money with the ACA, remember that, they simply readjusted their actuarial tables and increased the costs to you and me. Personally, I’m all in favor. Like roads, the military, the internet, etc., we all need to shoulder part of reasonable loads.

However, with the actions of a few badly trained and perhaps poorly selected police officers (Who’s to blame? Those who hire and so-called train them.), we all may be paying increased taxes and insurance rates because, that one knee-on-neck officer sparked $2,000,000,000 in property damage, not to mention police and National Guard pay. Yes, $2,000,000,000. 

Do you want to blame the protesters? That’s like blaming the people who rushed in to help after 9/11 — their emotions governed their actions. You want to blame the BLM protesters? That’s also like blaming Mr. Floyd for being angry and protesting being killed. Emotions ruled the day, that’s human nature. So, too, with the BLM protesters who are frightened, outraged and demand change against a system that has, for hundreds of years, not really given a damn. Do you blame a forest fire on the trees being aflame, or the man who set a fire? Do you blame the 9/11 rescuers and volunteers for their emotional response, or do you blame the perpetrators?

If you blame the perpetrators, then, in the USA system, you can sue. Maybe sue police forces nationwide to make them take the two to three  years most of Europe takes to properly train a police officer, or the excellent basic training in the U.S. military that weeds out rogues and undisciplined officers. We know how, here in America, to make this problem disappear but maybe we need to sue those setting us up for disaster and, instead, fix the system?

 

Peter Riva, a former resident of Amenia Union, now resides in New Mexico.

The views expressed here are not necessarily those of The Millerton News and The News does not support or oppose candidates for public office.

Latest News

Oblong bookseller retires after 42 years on Main Street

Longtime Oblong Books employee Lisa Wright in the Millerton store on Main Street. Wright will be retiring from her position on Monday, Feb. 23, after more than 40 years at the shop.

Photo by Aly Morrissey

MILLERTON — Longtime bookseller Lisa Wright has announced her retirement from Millerton’s Oblong Books, marking the end of a 42-year run that made her the longest-serving employee of the 50-year-old shop. She was among Oblong’s first booksellers and said her departure is bittersweet. “I decided I wanted to walk away while I still loved it,” she said.

Though she is stepping away from daily life behind the counter, Wright won’t be disappearing entirely from the store. Even after her final day on Monday, Feb. 23, she plans to continue writing her signature “shelf-talkers” — handwritten notes taped to the shelves to help browsers discover new books.

Keep ReadingShow less
Cascade Creek subject to full impact study
The proposed site of Hudson River Housing’s Cascade Creek workforce housing subdivision on Route 44.
Photo by Nathan Miller

AMENIA — The Planning Board voted Wednesday to require a more detailed environmental review of the proposed 28-unit Cascade Creek workforce housing subdivision — a move that could delay the project by six to 12 months.

Under the New York State Environmental Quality Review Act, the vote — known as a positive declaration — means the board determined the project may have significant environmental impacts that require further study before it can proceed.

Keep ReadingShow less
Public debate on North East’s zoning rewrite to continue March 20
The Town of North East’s Boulevard District — a stretch of Route 44 between Millerton and the New York State border — is the town’s largest commercial zone. The proposed zoning rewrite would allow mixed-use buildings with residential apartments above ground-floor retail.
Photo by Aly Morrisey

MILLERTON — Town Board members voted last week to continue the public hearing on the town’s proposed zoning overhaul, setting a new date of Friday, March 20, at 7 p.m.

The North East Town Board also scheduled a special workshop for Tuesday, March 3, at 5 p.m. to review public comments and concerns raised during February hearings, including calls for clearer explanations of the new code’s intent and requests to expand permitted uses in commercial districts. Board members set those dates at their regular meeting Thursday, Feb. 12, which included a public hearing on the zoning rewrite along with routine department reports.

Keep ReadingShow less
google preferred source

Want more of our stories on Google? Click here to make us a Preferred Source.

Pine Plains surveillance controversy prompts questions in other communities

A license plate reader camera manufactured by Flock Safety captures images of drivers on Route 22 in the Town of North East.

Photo by Nathan Miller

The discovery of site markings suggesting surveillance cameras were being installed in Pine Plains prompted town officials to call an emergency meeting last week to clarify their position on the controversial technology.

The meeting, held Monday, Feb. 9, followed public outcry. Officials explained that the proposed cameras — license plate readers — were set to be installed on local roads.

Keep ReadingShow less
Local filmmaker debuts indie horror film at Millerton’s Moviehouse

Keith Boynton

Photo by Aly Morrissey

MILLERTON — Local writer and filmmaker Keith Boynton premiered his indie slasher film “The Haunted Forest” on Friday the 13th at the Millerton Moviehouse in front of a hometown crowd, marking the movie’s first public screening — the same day it debuted on Amazon Prime Video and other platforms.

With a body of work spanning decades in drama and comedy — including “The Winter House,” starring Lily Taylor — this is Boynton’s first foray into the horror genre.

Keep ReadingShow less
Former church building approved for multimedia academy

The former Presbyterian church on Main Street in Millerton will soon become the second location of Caffeine Academy, a multimedia education center originally founded in West Babylon, New York.

Photo by Nathan Miller

MILLERTON — The long-vacant Presbyterian church on Main Street is poised for a new life after the Millerton Planning Board granted approval to a new education business Wednesday, Feb. 11.

Caffeine Academy, founded by Alex That in West Babylon, New York, plans to transform the prominent building into a center for multimedia production training, offering instruction in digital music, video production and related arts.

Keep ReadingShow less
google preferred source

Want more of our stories on Google? Click here to make us a Preferred Source.

google preferred source

Want more of our stories on Google? Click here to make us a Preferred Source.